Extraordinary times call for extraordinary measures, and the 2025 legislative session is one of those times. The insurance crisis in our state is not a partisan fight-it’s an existential crisis. The insurance costs are astronomical in Louisiana, if you can get it at all. The politicians and
attorneys can’t be allowed their personal interests above the good of constituents, fellow citizens and policyholders any longer!

US Senator Alan Simpson famously said, “Politics is a contact sport.” In a state where football and politics elicit passionate reactions from the citizens, it would help if the spectators knew the rules of the game. In Louisiana, there are no rules, and hence winning elections and strengthening one’s position becomes the primary objective of those in power. That needs to end!

The most recent incident to illustrate this was Jeff Landry, and others taking a leisurely hunting trip, in TEXAS, to meet with two of the most powerful plaintiffs attorneys in the state. The reason: to discuss “insurance reform”.

Who wasn’t on this trip? Tim Temple, the insurance commissioner of Louisiana. Mr. Temple ran on reform, and came into office with a clear mandate: to get insurance rates down. To the trial attorneys, electing Tim was anathema to allowing a fox into a henhouse, and they’ve tried at every step to dull his teeth.

This session may give Louisiana a chance to implement reforms that would benefit individuals, businesses, and others that may choose to relocate here. Nothing profound will happen with insurance rates, or improving the business climate until we address tort reform head-on. We will continue to fall further behind our Southern peers as the politicians and attorneys get wealthier. Is there a correlation between our litigious culture, insurance cost, and Louisiana’s slower growth? Not if you ask trial attorneys…

Jeremy Robicheaux
Owner, Coastal Louisiana Insurance
Concerned Citizen